Cashminder, a standard banking account. Is really a bank that is basic suitable for me personally?

Simple to apply, an easy task to handle. It is possible to open up our Cashminder account on the internet and obtain access to on the internet and banking that is mobile to help you visit your funds everywhere, any moment. Our Cashminder is a simple existing account, for people without any or reduced credit history.

This bank that is basic is sold with a VISA debit card and provides you the choice to cover through Apple Pay , Bing Pay or Samsung Pay .

  • No prices for opening this account
  • Apply even you have no or low credit rating if you have experienced bankruptcy or

With a Cashminder bank that is basic, you will get:

Your Visa Debit that is own Card

Usage of online and banking that is mobile

Use of Apple Pay / Bing Pay / Samsung Pay

To apply for a Cashminder account, you’ll want to:

  • Be elderly 16 or higher
  • Be an EU citizen
  • N’t have another Co-operative Bank or Smile existing account (unless you’re in monetary trouble)
  • Approval is dependent on an evaluation of one’s circumstances that are personal. Whenever we execute credit guide searches to verify your details, we do not leave a impact on the credit history.
  • To greatly help protect both you and us against fraudulence, we’ll share the private information from your own application with Fraud Prevention Agencies.

Prepared to use?

It requires about ten full minutes to perform if you all of your details at hand.

Instead, check us out in part

Strategies for obtaining a Cashminder account

  • In the event that you currently have a present account, it is possible to change it to us in only 1 week. We will look after all of your debits that are direct reroute all payments made into or from the account. Learn more about changing
  • It’s possible to have a cashminder account that is joint. After you have used simply send us this consent form that is joint
  • We do not do credit checks for Cashminder reports, but we do vigilantly monitor for fraud.


We do all the hard work for you when you switch your current account from your current bank or building society.

Re re Payments are moved immediately.

All your valuable Direct Debits, standing instructions and costs payments will undoubtedly be immediately moved.

Payments tend to be rerouted.

Any re re payments into the account that is old will rerouted to your brand-new account.

If you can find any nagging dilemmas, we guarantee we are going to protect you.

If any such thing does make a mistake, we guarantee to type it for you personally and cover any losings you may bear. This really is covered within the present Account Switch Guarantee.

There’s absolutely no fee that is monthly having this account.

There are various other costs, including:

  • International deal solutions, such as for instance with your debit card overseas.
  • Digital payments, such CHAPS.
  • Various Other solutions, such as for example copies of the declaration.

A report of costs is supposed to be delivered to you at least one time every one year. It’s a summary of all of the costs and charges put on your Cashminder account inside the right time frame shown regarding the declaration.

It’s going to be delivered to you by post, even although you have actually chosen directly into statements that are paperless. You won’t manage to see this whenever you are logged into web financial.

Please review the significant papers below and save yourself copies of those for future guide.


How exactly we make use of your private information

Fee Suggestions Document

Financial Solutions Payment Scheme Suggestions Piece and Exclusion Listing

Maybe perhaps perhaps Not the take into account you? Assist for current consumers

We now have other existing records to select from.

If you are currently a person and require some assistance, you’ll find information and help right here.

The Co-operative Bank reserves the ability to decrease any application.

Whether we could give you credit is determined by your needs and our financing plan. We might drop the application predicated on your needs or our financing plan. We might manage to provide an item which is dissimilar to the main one promoted.

look, The Co-operative Bank and Britannia tend to be investing brands associated with Co-operative Bank plc, which will be a user of this Financial Services Compensation Scheme (FSCS).

Bing Pay now is easier, less dangerous, and you will utilize it anywhere contactless is accepted.

Carry your credit and debit cards on your Galaxy product – and then make secure payments that are contactless the go.

  • Shop your cards inside a virtual wallet, and make use of all of all of all of them like everyone else would along with your contactless card.
  • Your cards are saved properly and firmly with an original virtual account number. Which means your own personal details will not be distributed to the individual – simply the necessary information to result in the re re payment.
  • Pay in-store by activating your product, choosing your card of preference and confirming the re re payment by either checking your fingerprint or iris, or by entering your Samsung Pay 4 digit PIN. Only hold your unit above the contactless terminal and create a re payment.
    • Some merchants may set a optimum shell out for Samsung Pay.

Information about our telephone call costs

If you’re calling from the UK, calls to 0800 and 0808 figures tend to be free of landlines and mobiles; telephone telephone calls to 03 figures cost just like telephone phone calls to figures you start with 01 and 02; phone phone phone calls to 0845 and 0870 numbers cost 3p per min, as well as your phone company’s accessibility fee; phone phone telephone calls to 0844 and 0843 numbers cost 7p per min, plus your phone company’s access fee. Costs for telephone calls made outside the British is likely to be based on the local supplier.

phone Calls can be checked or recorded for training and security functions.

Financial Solutions Payment Scheme

Call us

If you would like even even even more assistance & information, it is possible to:

Talk to us via real time talk

Check us out in the local part

Contact us to speak with a consultant

The FSCS covers the Co-operative Bank.